It is normal to have some form of financial debt, whether it be credit card debt or a mortgage. However, debt may build up over time, and this is when it becomes a concern.
When it comes to dealing with debt, one of the first and most crucial stages is to determine how much debt you have.
If debt consolidation isn't for you, this method may be more doable. Focus on paying off the smaller obligations first to build your debt snowball.
One of your debts has a much higher interest rate, the debt avalanche strategy could be worth a go.
You pay the bare minimum on all bills and then devote more money to the highest interest rate.
Make more money if you owe more. In many circumstances, it's easier said than done, so ask your manager for a raise or take on additional shifts for more hours.